Accident Victims Benefit from The Affordable Health Care Act

Accident Victims Benefit from The Affordable Health Care Act

How do I pay my medical bills?Prior to 2010, a young adult without healthcare insurance who was injured by another driver would risk, at the very least, a lowered credit score and face possible bankruptcy if they and the defendant driver (the person responsible for the accident) were operating their motor vehicles with insufficient or no automobile insurance coverage. A recent study shows that young adults have benefited from the law allowing them to obtain health insurance on their parent’s healthcare policy up to the age of 26.

The Patient Protection and Affordable Health Care Act has reduced the number of uninsured persons

Since The Patient Protection and Affordable Health Care Act was enacted, approximately 16.4 million additional people have acquired health insurance coverage, according to a study published by the U.S. Department of Health and Human Services. This equates to a 35% reduction rate of uninsured. The majority of these newly insureds have been brought in through the healthcare Marketplace (a local, online healthcare shopping website), expansions in Medicare and young adults who are covered by their parent’s health insurance policies.

Prior to the passage of the Affordable Care Act (ACA), most young people were separated from their parent’s health insurance policies after graduation from high school or completion of college. In 2010, the ACA provided for coverage of young people 19-25, by enabling them to stay on their parents’ policy. From the baseline in 2010 through the start of open enrollment in 2013, the uninsured rate of young people dropped from 34.1% to 26.7%, i.e. approximately 2,300,000 young adults ages 19-25 secured coverage through their parent’s policy. Through March 4, 2015, an additional 3.4 million young adults benefited from the ACA provision thereby totaling 5,700,000. These young adults may lawfully ride their parent’s policy regardless of marital status, residence, employer plan availability, financial independence and school status until they reach the age of 26.

Best Lawyers® Ward &  Ward Law Firm -Experienced in Accidents and Wrongful Death Claims

Charlie Ward is a personal injury attorney in Indianapolis, Indiana and represents people who have been injured in auto, motorcycle and truck accidents as well as pedestrian and bicycling accidents, medical malpractice and nursing home negligence claims. If you or someone you know has been injured in an accident, the attorneys at Ward & Ward Law Firm will help you navigate the subrogation matters that arise as a result of the claim. Call Indiana personal injury attorney Charlie Ward today for a free consultation at 317-639-9501.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Preventing Pedestrian and Bicycle Accidents and Fatalities in Parking Lots |Indianapolis Pedestrian and Car Accident Lawyers

Preventing Pedestrian and Bicycle Accidents and Fatalities in Parking Lots | Indianapolis Pedestrian and Car Accident Lawyers

Best Lawyers® Ward & Ward Law Firm - experienced in getting the compensation you deserve Statistics show that 1 out of every 5 auto accidents occurs in parking lots.  The most common accident is a result of a vehicle reversing out of a parking space backing into another vehicle.  Most of the damage to vehicles are minor.   The real danger is when a vehicle reversing strikes a pedestrian or a bicyclists which can result in serious injuries or death.

Most injuries in parking lots involve children

Each year it is estimated by the National Highway Safety Traffic Administration (NHTSA) that approximately 200 fatalities and 15,000 injuries occur in back up accidents.  Every week at least 50 children are struck in back up accidents and unfortunately 2 of those children are fatally injured.  A majority of those children killed are  under the age of 4.

Most, if not all accidents occur as a result of the child being in the driver’s blind spot.  Today more people are driving larger vehicles such as sports utility vehicles, mini-vans and mid-sized trucks.  As a result, the blind spots are larger in these types of vehicles.

In order to prevent or minimize these types of back up accidents, knowing the vehicles blind spots are paramount for safety.  In addition, knowing your surrounding and parking defensively (i.e. pulling through a parking spot to exit going forward) is likely to reduce the risk of an accident.

Best Lawyers® and Car Accident Lawyers – Ward &  Ward Law Firm -Experienced in Pedestrian and Bicycle Accidents Fatalities

The personal injury and car accident lawyers of Ward & Ward Law Firm have 85 years of experience handling pedestrian accident and wrongful death cases. If you or someone you know needs legal representation for their accident claim, call 317-639-9501 today and ask for “Charlie” for a free consultation.

By Charlie Ward

Ward & Ward Law Firm, Car Accident Lawyers
728 S Meridian St
Indianapolis, IN 46225
317-639-9501