Category Archives: Aviation Accident

How Do I Pay My Medical Bills After an Accident?

Overwhelmed by medical bills from my accident – How do I pay my bills?

If you have health insurance, your insurance provider may cover the care you receive from in-network hospitals, doctors and other medical providers. In rare situations where you were taken by ambulance to a hospital that is not in your network, your health insurance may cover the ER bill if you were unable to select an in-network hospital from the scene of the accident. After your health insurance, your medical payment insurance or “med-pay” will help you to pay your medical bills. Check your automobile policy to determine how much med-pay insurance you have.Call Charlie Ward at 317-639-9501

Lawyer Charlie Ward of Ward & Ward Law Firm recommends you purchase as much med-pay insurance as your can afford. Talk with your insurance agent to obtain a quote. Med-pay insurance becomes cheaper the more your purchase. You may be surprised how inexpensive good coverage is when you seek a quote for a higher amount. Remember that medical payment insurance is to your benefit by covering medical bills and medical expenses, i.e. hospital, doctors, radiology, lab work, prescriptions, physical therapy and much more. It can ease the strain of potential economic hardship and/or the loss of your wages after you’ve experienced a wreck or collision.

If you know someone that has been injured in an accident and having trouble paying their medical bills, call attorney, Charlie Ward, today at 317-639-9501.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
(317) 639-9501

Basics Of A Negligence Action in Indianapolis and Greater Indiana

Indianapolis Auto Accident Injury Lawyer‘Negligence’ Pertaining to a Personal Injury Claim

You were involved in an accident. Now you are entangled in insurance paperwork and solicitations by lawyers to handle your case. You are bound to hear a bevy of unfamiliar legal terms related to your case. One of those common terms is “negligence.” What is negligence, and what exactly does it mean?Call Charlie Ward at 317-639-9501

According to Cornell.edu, negligence is the failure to take reasonable care that a prudent person would take under the same circumstances. Basically, it refers to a person’s careless or reckless actions that led to another person’s injuries or damages.

Negligence occurs in many forms, from car crashes to professional malpractice. Regardless of the specific type of case, ever since colonial times, a negligence action in the United States has had the same basic components:

  • Duty: Reasonable care, which is an objective standard, is the duty that most people owe to other people. Sometimes, there is a higher duty, such as in an attorney-client matter, and sometimes there is a lower duty, such as when a trespasser is injured on another person’s land.
  • Breach: If defendants fail to meet the applicable standard of care, then they have breached the legal duty. Often, as in Blyth v. Birmingham Water Works, there is an element of foreseeability: The defendant must understand that the breach of duty may result in damages.
  • Cause: Causation, the link between the breach of duty and the plaintiff’s damages, is actually a two-step inquiry:
    • Cause in fact: In legal terms, the plaintiff must show “but for” causation, i.e., that the injury would not have occurred “but for” the defendant’s negligence.
    • Proximate cause: Proximate cause goes back to foreseeability. In one famous case, Palsgraf v. Long Island Railroad, the defendant railroad company was not liable for the plaintiff’s injury that occurred when two porters pushed a man onto a moving train car, causing the man to drop a package of fireworks. The shockwave from the fireworks pushed over a pair of scales, which fell on the plaintiff. The court found that the injury was not foreseeable and the connection was too remote.
  • Damages: There is no action for negligence unless the plaintiff is damaged. Damages can include both economic and noneconomic damages. Economic damages would be easily quantifiable numbers, such as medical expenses and property damage. Non-economic damages are harder to assign value to, such as pain and suffering. Punitive damages are also available in some cases.

If you have questions about your personal injury case or need hard-hitting representation, contact an Indianapolis accident attorney today.

Airplane Fires | Wrongful Death Attorney in Indianapolis

Airplane Crash Attorney in Indianapolis - Wrongful Death

Since 1993, at least 600 individuals have died as a result of being burned alive or smoke inhalation following small airplane crashes.

Results show that many victims who died from fire or smoke inhalation sustained very few broken bones or other injuries.  In some instances the fire occurred following a minor crash.  While in other instances the impact was greater.  What the crashes have in common is fuel line ruptures or fuel tank ruptures causing an instant fire.Call Charlie Ward at 317-639-9501

The Federal Aviation Administration, FAA, has taken no action regarding the fuel line/tank rupture issue.   In 1990, the FAA proposed changes for small airplanes to have equipment and design changes to prevent such fires.  However, the FAA withdrew the proposal facing criticism from airplane manufacturers.  The reason for the withdrawal–not worth the additional cost.

The National Transportation Safety Board, NTSB, criticized the FAA’s decision for rejecting fire prevention recommendations.  A Canadian safety agency likewise criticized the FAA’s decision. Investigations show that in several crashes, some deaths and serious burns from fires and/or smoke inhalation could have easily been prevented had the airplanes been equipped with commercially available fuel systems.  These systems have better resistance to ruptures following a crash.

In 1978, the FAA noted itself that fuel line/tanks “would undoubtedly result in the saving of lives which otherwise would be lost in post-crash fires.”  Again in 1990, the FAA noted “Improved crash resistance is necessary to prevent thermal deaths and injuries in survivable crashes.”  Finally in 1994, the FAA started requiring crash resistant fuel systems in some helicopters.

Additional costs vs. saving lives/injuries.  That is the ultimate question.