Category Archives: Trucking Accident

Ward & Ward Law Firm has been chosen by Three Best Rated as one of Top Three Personal Injury Lawyer firms in Indianapolis

Tractor Trailer and Wrongful Death Attorneys, Don and Charlie Ward of Ward & Ward Law Firm, have been chosen by Three Best Rated as one of Top Three Personal Injury Lawyer firms in Indianapolis, Indiana

“Ward & Ward Law Firm personal injury and wrongful death attorneys have been selected as Top 3 Personal Injury Lawyers in Indianapolis, Indiana by Three Best Rated. The top 3 local businesses are chosen by category and community. The criteria used for the selection process utilizes the business’ reviews, history, complaints, ratings, satisfaction, trust, cost and general excellence. Categories include doctors, lawyers, restaurants and other professional services in Indianapolis.”

Read the full  press release.

 

Indiana Supreme Court Upholds Trial Court Discretion in No Contact Motorcycle Accident

personal-injury-attorney-web-logoNo Contact Motorcycle Accident with Extensive Personal Injuries

On September 3, 2008, Mr. Earl was thrown from his motorcycle at a speed of 65 mph when he took evasive action to protect himself from the sudden and unexpected lane change by a semi tractor-trailer driver. Although there was no contact that occurred between Mr. Earl’s motorcycle and the semi, an observant witness confirmed the accident and resulting injuries sustained by Mr. Earl were caused by the unidentified semi-truck.
Prior to the accident he enjoyed an active outdoor lifestyle: hunting, fishing and playing league basketball. He was the co-owner of a small construction business; his expertise and job responsibilities were in excavation and sewer work. And he enjoyed spending time with his wife and playing with his grandchildren.

Economic Damages

Mr. Earl was hospitalized immediately following the accident. His injuries included a fractured collarbone, fractured shoulder blade, and multiple fractures in his left ribs. He also suffered a collapsed lung, laceration of the liver, multiple abrasions, a blood clot in his left leg and a permanent structural change of his left shoulder joint.

Eventually Mr. Earl returned to light-duty office work but he was unable to perform the heavy equipment and excavation duties required of him in his business. His income suffered as a result.

Non-Economic Damages

After Mr. Earl’s medical treatment concluded, every action in his life was executed in pain―from playing with his grandchildren to driving a car. Even lying in bed was problematic. In addition, his wife reported her husband’s pain affected their marriage.

A Claim for Damages – Uninsured Motorist Insurance Coverage

At the time of the accident, Mr. and Mrs. Earl had uninsured motorist insurance coverage for $250,000 per person/$500,000 per accident. When their insurance company refused to pay the full amount of $250,000 for his damages, they brought a claim for damages based on the terms of their contract with their insurance company. While the case was pending, Mr. Earl died from an unrelated illness. When their insurance company admitted liability, the case proceeded to a jury on the question of damages only.

Despite their insurance company’s unsuccessful motion to exclude the policy limits from evidence, the trial court admitted plaintiffs’ insurance policy into evidence. The jury returned with a verdict of $175,000 for Mr. Earl’s damages and $75,000 for Mrs. Earl’s damages totaling $250,000―the exact limits of the policy.

After their insurance company successfully appealed on the grounds that the trial court abused its discretion by allowing the $250,000 limits into evidence and that the jury’s verdict was affected by their knowledge of the policy limits, the Earl’s petitioned to the Indiana Supreme Court. The appellate ruling was vacated.

In the Indiana Supreme Court Conclusion, Justice Massa writes:

“…we cannot say the trial court abused its discretion in finding that probative value was not outweighed by substantial prejudice.”

The Indiana Supreme Court took the position that there is not a bright-line rule for admitting insurance coverage but instead it is in the trial court’s discretion to determine what evidence is probative in each case.

Experienced Personal Injury LawyersCall personal injury and accident lawyer Charlie Ward today for a free consultation

If you have any questions about your automobile insurance policy or your motorcycle insurance coverage, call us today at 317-639-9501 and ask for Charlie Ward.

Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Elements of a Truck Accident Claim for Damages

 

The damages involved in a truck accident claim | The Truck Accident Lawyers

Truck Accident Claims | The Elements of Damages

When a  personal injury case is filed with the court, your  attorney will list the damages you received from the accident on the Complaint. Due to size and weight variables, vehicular impact with a commercial van, refrigerated truck, load hauling semi tractor or armored vehicle may cause serious harm, severe injuries and even death to those persons who experience an unfortunate commercial vehicular crash.

Generally speaking, an accidental encounter with a commercial vehicle may have, but is not limited to the following elements in a civil suit for damages:Call Charlie Ward at 317-639-9501

  1. Physical injuries –  Bodily injuries are often multiple and severe and may include, but are not limited to internal injuries, catastrophic brain injury, spinal cord damage, broken or severed limbs, temporary and/or permanent physical limitations and/or disabilities.
  2. Medical bills –   including emergency room and hospital services, medical treatment, medical providers, physical therapy, rehabilitation facility, blood work, radiology and medical devices.
  3. Pain & suffering – This may include severe and chronic pain
  4. Permanent impairment rating – May preclude you from returning to your job in the same capacity as before the accident or a reduced wage-earning capacity
  5. Wage loss / loss of earning capacity – past, present and future
  6. Loss of consortium – a claim for loss of companionship which may be made by your spouse
  7. Property damages – includes vehicle and personal property

 Experience negotiating with trucking industry defendant insurance companies | The truck accident lawyers

If you or someone you know has been injured in an accident involving a truck, semi tractor-trailer or commercial trucking van, you want an experienced negotiator or trial attorney working on your behalf. The truck accident lawyers at Ward & Ward Law Firm treat every claim as if it will be going to trial. What does that mean?

Our legal team prepares every case thoroughly from the initial investigation, through the discovery process,call Charlie Ward at 317–639-9501 for a free consultation.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Five things you should do after an auto, motorcycle, bicycle or truck accident to increase your settlement

How to increase your settlement or jury award after an accident

The steps you take immediately following an accident will help you and your attorney achieve the best possible results from your personal injury settlement or trial. When you hire a lawyer, he or she will thoroughly investigate the facts of the accident based upon the information you are able to provide as follows:

  1. Obtain an accident report from the police or sheriff within the jurisdiction where the accident occurred;
  2. Obtain eye witness information: name,  phone number and address, if possible;
  3. Take photos of all vehicles at the scene of the accident;
  4. Get medical treatment and follow-up on your doctor’s treatment plan;
  5. Do not give a statement to the other driver’s insurance company without your lawyer’s knowledge and/or presence.

In many cases, a private investigator may be employed by your attorney to further delve into the details of the accident, particularly when there is a question of liability. But the information listed above will give everyone involved in your case a good start on the facts and provide some very necessary information.

Experienced personal injury lawyers

Call Charlie Ward at 317-639-9501If you, or someone you know, has been injured or killed in an accident caused by another person’s negligence, give Charlie Ward a call today at 317-639-9501 to discuss the facts and obtain a free evaluation of your claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Car Accident Attorney in Indianapolis | Black Box As Evidence

Preservation of black box evidence may be critical in supporting your accident claim
Event data recorders log vehicular speeds

 

Can black box technology be used as evidence in criminal and civil courts?

If you have ever been in an automobile accident, it is likely that the events leading up to the collision were captured by a device known as a “black box”. The lay term is “black box” but the technical term which you will see in official documents and court records is “Event Data Recorder” or EDR.

Does my car have a black box installed?

History shows that in the early 1990’s, automobile manufacturers  from Cadillac, Chevrolet, Buick and Pontiac used the EDR as a way to understand how vehicles performed in accidents.  Since 2000,  the National Highway Traffic Safety Administration (NHTSA) has collected data involving car accidents as well.  Today every vehicle sold in the United States must have an EDR.

Since 2012, automobiles equipped with EDR are required by the NHTSA to track 15 different data points including speed, steering, braking, acceleration, seat belt use, and if in an accident, force of impact and air bag deployment.  To find out if an older car has an EDR check Harris Technical Services or Accident Reconstruction Network.

Will the download of my car’s black box data help my accident lawsuit?

With all this information stored in an EDR, the question becomes whether the data download is admissible in a court of law.  Fifteen states have passed laws that give criminal law enforcement and others involved in civil litigation, the ability to retrieve the data with a court order even though the data belongs to the owner of the vehicle.   Some argue that the privacy issue should be taken up with Congress when dealing with the issue of crash data.

Lawyers with experience in retrieval and interpretation of black box information

Call Charlie Ward at 317-639-9501Regardless, the EDR in every car crash has relevant evidence and will likely be retrieved and used as evidence in all civil litigation cases. Lawyers, Charlie and Don Ward have experience in protecting and preserving black block technology data and working with reconstruction experts in the interpretation of the evidence. If you’ve been injured in an accident, call Charlie Ward today at 317-639-9501 for a free evaluation of your claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Data Tracking Device Used as Evidence | Motorcycle Accident Attorney in Indianapolis

Indiana Lawyer For Personal Injury Settlements and Claims - Indianapolis Attorney Wearable ‘Black Box’ Technology Used as Evidence in Accident Claims

A self-tracking wearable device known as ‘Fitbit’  is technologically similar to the “black box” technology found on a vehicle.  Fitbits and other wearable data tracking devices can monitor and track just about everything including exercise, sleep patterns and daily activities such as the amount of time one spends standing or the number of steps taken by an individual per day.  Since black box generated reports can be downloaded and used as evidence in lawsuits and accident claims by either side to support allegations or defenses, it will come as no surprise that  the data received by wearable tracking devices may soon also be used as evidence for settlement negotiations or in courtroom cases.

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Who will interpret the individual’s data?

An outside analytics company will be used to crunch numbers and define statistical norms from raw data uploaded by the general population. The individual injured person’s data will then be analyzed and compared with the mean of the general population and possibly used as evidence in personal injury cases.  If you are seriously injured in an automobile, motorcycle or trucking accident, the evidence from these wearable devices will confirm a daily lifestyle of restricted activities. Thus, your wearable data tracking device may serve as your own expert witness in your accident case.

Over the past few years more and more wearable devices are coming to the market.  Apple has a product known as HealthKit and Google has one similar for Android users called Google Fit.  It is estimated that 19 million wearable devices will be purchased in 2014. The general rule will dictate if you wear a device which collects personal data, then the production of that data will be requested by the opposing side and required by a court of law if you claim a personal injury.

Technology’s Influence

Call Charlie Ward at 317-639-9501This general rule is similar to evidence that is produced from a cell phone (text) or on social media sites such as Facebook, Twitter, YouTube, Pinterest and Linked In. The technology is here and easier to trace than ever before.

If you’ve been injured in an accident, call Charlie Ward today at 317-639-9501 for a free evaluation of your claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

How Do I Pay My Medical Bills After an Accident?

Overwhelmed by medical bills from my accident – How do I pay my bills?

If you have health insurance, your insurance provider may cover the care you receive from in-network hospitals, doctors and other medical providers. In rare situations where you were taken by ambulance to a hospital that is not in your network, your health insurance may cover the ER bill if you were unable to select an in-network hospital from the scene of the accident. After your health insurance, your medical payment insurance or “med-pay” will help you to pay your medical bills. Check your automobile policy to determine how much med-pay insurance you have.Call Charlie Ward at 317-639-9501

Lawyer Charlie Ward of Ward & Ward Law Firm recommends you purchase as much med-pay insurance as your can afford. Talk with your insurance agent to obtain a quote. Med-pay insurance becomes cheaper the more your purchase. You may be surprised how inexpensive good coverage is when you seek a quote for a higher amount. Remember that medical payment insurance is to your benefit by covering medical bills and medical expenses, i.e. hospital, doctors, radiology, lab work, prescriptions, physical therapy and much more. It can ease the strain of potential economic hardship and/or the loss of your wages after you’ve experienced a wreck or collision.

If you know someone that has been injured in an accident and having trouble paying their medical bills, call attorney, Charlie Ward, today at 317-639-9501.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
(317) 639-9501

Blind Spot Monitors | Auto Accident Lawyers In Indianapolis

Indianapolis Auto Accident Lawyer for Personal Injury Claiams and Wrongful Death Consider purchasing your next new car with a Blind spot auto sensor

If your about to purchase a new car, SUV or motor vehicle, it is estimated that 3/4 of all new vehicles offer blind spot monitors as an option to reduce accidents.

In driver’s education we were taught to look over your shoulder before changing lanes.  Why?  Because side mirrors do not show automobiles in blind spots.   However, new technology advances such as blind spot monitors help to minimize blind spot issues.

Just what is a blind spot monitor (BSM) and how does it work?  Blind spot monitors use radar sensors to warn drivers of automobiles in a lane adjacent to them.  The radar sensors are generally on the side and rear of a vehicle.  The warnings from the radar sensors come in the way of a flashing light or an audible sound.  The warnings generally stay on until the automobile in the adjacent lane moves in front of the vehicle or directly alongside.

Call Charlie Ward at 317-639-9501Many automobile manufacturers are now offering this technology–Volvo, Ford, Audi, Infiniti are just a few. This technology was developed by Volvo a decade ago.

Is it worth the extra cost?  Although blind spot monitors do not replace a glance around or rear-view mirror, the simple answer is yes. If there is a way to reduce or minimize the potential of an automobile accident, it is worth the cost.  This technology is just another option at reducing auto accidents.

To see the blind spot monitoring system in action watch this short video demonstration

By Charlie Ward

[email protected]

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Basics Of A Negligence Action in Indianapolis and Greater Indiana

Indianapolis Auto Accident Injury Lawyer‘Negligence’ Pertaining to a Personal Injury Claim

You were involved in an accident. Now you are entangled in insurance paperwork and solicitations by lawyers to handle your case. You are bound to hear a bevy of unfamiliar legal terms related to your case. One of those common terms is “negligence.” What is negligence, and what exactly does it mean?Call Charlie Ward at 317-639-9501

According to Cornell.edu, negligence is the failure to take reasonable care that a prudent person would take under the same circumstances. Basically, it refers to a person’s careless or reckless actions that led to another person’s injuries or damages.

Negligence occurs in many forms, from car crashes to professional malpractice. Regardless of the specific type of case, ever since colonial times, a negligence action in the United States has had the same basic components:

  • Duty: Reasonable care, which is an objective standard, is the duty that most people owe to other people. Sometimes, there is a higher duty, such as in an attorney-client matter, and sometimes there is a lower duty, such as when a trespasser is injured on another person’s land.
  • Breach: If defendants fail to meet the applicable standard of care, then they have breached the legal duty. Often, as in Blyth v. Birmingham Water Works, there is an element of foreseeability: The defendant must understand that the breach of duty may result in damages.
  • Cause: Causation, the link between the breach of duty and the plaintiff’s damages, is actually a two-step inquiry:
    • Cause in fact: In legal terms, the plaintiff must show “but for” causation, i.e., that the injury would not have occurred “but for” the defendant’s negligence.
    • Proximate cause: Proximate cause goes back to foreseeability. In one famous case, Palsgraf v. Long Island Railroad, the defendant railroad company was not liable for the plaintiff’s injury that occurred when two porters pushed a man onto a moving train car, causing the man to drop a package of fireworks. The shockwave from the fireworks pushed over a pair of scales, which fell on the plaintiff. The court found that the injury was not foreseeable and the connection was too remote.
  • Damages: There is no action for negligence unless the plaintiff is damaged. Damages can include both economic and noneconomic damages. Economic damages would be easily quantifiable numbers, such as medical expenses and property damage. Non-economic damages are harder to assign value to, such as pain and suffering. Punitive damages are also available in some cases.

If you have questions about your personal injury case or need hard-hitting representation, contact an Indianapolis accident attorney today.

Maximizing Settlement Value of Trucking Accident Claims

AutoTruck  Accident Compensation Lawyer Compelling Factors in a Truck Accident Settlement

Trucking accidents impact lives on a large scale and have lasting consequences. When negligence is involved, injured victims deserve full compensation for medical treatment, lost wages, and pain and suffering. Insurance companies may be quick to initiate a truck accident settlement. However, it is essential to consult with an experienced attorney before accepting any settlement offers or else you risk settling for much less than you deserve.Call Charlie Ward at 317-639-9501
 

Estimating a proper settlement in an Indianapolis trucking accident

No two Indianapolis truck accidents are the same. How much your accident settlement is worth depends on a number of factors, including:

  • The extent of injuries
  • How your injuries impact your life and livelihood
  • Where the accident claim is filed
  • The ability of your attorney to present a compelling case

Prior cases and court decisions also weigh heavily on the outcome of an Indianapolis truck accident settlement.

At Ward & Ward, we take the time to understand your complete story and assess the difference in your quality of life before and after a truck accident. We leverage experience and knowledge to obtain fair settlements for accident victims and their families.

Our experienced Indianapolis attorneys maximize recovery

Having the skilled attorneys of Ward & Ward behind you maximizes the value of your settlement in several ways:

  • Access to key resources – We preserve evidence, fully investigate truck accidents, and establish negligence of the other party. We also document the full impact of injuries, including necessary future treatment to ensure bills are paid and families are not left in financial ruin.
  • Specialized knowledge – The trucking industry is governed by complex state and federal laws. At Ward & Ward, we focus almost exclusively on personal injury cases, including truck accidents. So we understand the specifics of Federal Motor Carrier Safety regulations and Indiana laws, including the statute of limitations. Our attorneys pinpoint negligent acts, identify trucking law violations, and determine all potential defendants to help you receive the best possible Indianapolis trucking accident settlement.
  • Leverage with the insurance companies – Even before you file suit, the insurance companies may offer to settle your case. However, an early accident settlement is likely to reimburse only a fraction of total damages. Involving an attorney protects your interests and demands that the insurance companies take you seriously and offer full reimbursement for your losses.

Handling your Indiana truck accident and injury cases

If you or a loved one is a victim of an Indianapolis trucking accident, contact Ward & Ward to arrange a free consultation. We are available to speak with you 24 hours a day, seven days a week.