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Elements of a Truck Accident Claim for Damages

 

The damages involved in a truck accident claim | The Truck Accident Lawyers

Truck Accident Claims | The Elements of Damages

When a  personal injury case is filed with the court, your  attorney will list the damages you received from the accident on the Complaint. Due to size and weight variables, vehicular impact with a commercial van, refrigerated truck, load hauling semi tractor or armored vehicle may cause serious harm, severe injuries and even death to those persons who experience an unfortunate commercial vehicular crash.

Generally speaking, an accidental encounter with a commercial vehicle may have, but is not limited to the following elements in a civil suit for damages:Call Charlie Ward at 317-639-9501

  1. Physical injuries –  Bodily injuries are often multiple and severe and may include, but are not limited to internal injuries, catastrophic brain injury, spinal cord damage, broken or severed limbs, temporary and/or permanent physical limitations and/or disabilities.
  2. Medical bills –   including emergency room and hospital services, medical treatment, medical providers, physical therapy, rehabilitation facility, blood work, radiology and medical devices.
  3. Pain & suffering – This may include severe and chronic pain
  4. Permanent impairment rating – May preclude you from returning to your job in the same capacity as before the accident or a reduced wage-earning capacity
  5. Wage loss / loss of earning capacity – past, present and future
  6. Loss of consortium – a claim for loss of companionship which may be made by your spouse
  7. Property damages – includes vehicle and personal property

 Experience negotiating with trucking industry defendant insurance companies | The truck accident lawyers

If you or someone you know has been injured in an accident involving a truck, semi tractor-trailer or commercial trucking van, you want an experienced negotiator or trial attorney working on your behalf. The truck accident lawyers at Ward & Ward Law Firm treat every claim as if it will be going to trial. What does that mean?

Our legal team prepares every case thoroughly from the initial investigation, through the discovery process,call Charlie Ward at 317–639-9501 for a free consultation.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Indianapolis Bicycle Accident Attorney | Bicycle Helmets

Statistics have shown that the number of brain injuries associated with bicycle accidents are significantly reduced when helmets are wornSix hundred seventy seven individuals were killed in bicycle accidents in 2011.  It is estimated that adults 45 years and older as well as minors, ages 15-24, have the highest bicycle death rates.

In 2010, an estimated 515,000 individuals went to emergency rooms for bicycle related injuries.  Statistically 60% of these non-fatal bicycle accidents involve minor children.  It is a simple fact that effective interventions eliminate or minimize deaths or serious injuries from bicycle accidents.

How to effectively reduce bicycle accidents and deaths caused by negligent drivers

The most effective intervention is to wear a bicycle helmet.  Another is to wear fluorescent clothing, active lighting on the bike and retro reflective clothing for night riding.    All of these will reduce chances of an accident with a motor vehicle.  In addition, many bicycle organizations offer safe tips for traveling on the roadway and how to deal with motor vehicles.  But the simple truth is bicycle helmets protect brain injuries.  In 2012, 65% of bicyclists killed were NOT wearing helmets.

With more and more individuals riding their bikes to and from work every day, the question remains just how safe is cycling.  Cities and towns are creating more friendly roads for cyclist to share the roadway with motor vehicles.  Bike lanes and changed traffic patterns are helping bicyclists against accidents with motor vehicles.  But it is up to both the cyclist and driver to be more and more cognizant of the changing times.

A law firm with experience in personal injury law

Call personal injury and accident lawyer Charlie Ward today for a free consultationDon and Charlie Ward are personal injury attorneys in Indianapolis, Indiana and represent persons injured in auto, motorcycle and truck accidents as well as pedestrian and bicycling accidents, medical malpractice and nursing home negligence claims. If you or someone you know has been injured in an accident or killed as a the result of another person’s reckless or negligent behavior, give Don or Charlie Ward a call today at 317-639-9501 for a free evaluation of your accident claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501
 

 

How Much is an Umbrella Insurance Policy?

Lawyer for Motorcycle Accident Injury Claims in Indianapolis Indiana 46225An underlying insurance policy may cover damages for personal injuries or a wrongful death as a result of an accident but an umbrella insurance policy will add additional coverage for the same accident at a fraction of the cost.

Umbrella insurance is liability coverage that goes above your underlying  homeowners or auto insurance policy.   It may also be known as excess coverage.  However, it is merely just another “layer” of protection. This type of insurance generally has much higher limits and has a much broader range to cover potential claims for things such as libel, slander, defamation of character, property damages and bodily injury claims.

Is an umbrella insurance policy expensive?

Many do not know about this coverage or if they do, many think it would be too expensive.  WRONG.  In general for about $150 – $300 per year you can buy a $1 million personal liability umbrella policy. For every million above that, the cost is approximately $75 dollars per year. While an umbrella policy protects if you are at fault for an accident it may also cover you for an accident that is NOT your fault.  An example may be where the at fault driver has no insurance (uninsured motorist) or has some insurance but not enough to coverage all your damages (under insured).  Each state has different requirements for insurance liability coverage.  Check with your insurance agent and ask about an umbrella policy.  You may be surprised how much additional insurance protection you can get for such a small cost.

Charlie explains what an umbrella insurance policy does to help protect you.

Lawyers advocating for you!

Call Charlie Ward at 317-639-9501Charlie Ward is a personal injury attorney in Indianapolis, Indiana and represents people who have been injured in auto, motorcycle and truck accidents as well as pedestrian and bicycling accidents, medical malpractice and nursing home negligence claims. If you or someone you know has been injured in an accident or killed as a the result of another person’s reckless or negligent behavior, give Charlie a call today at 317-639-9501 for a free evaluation of your accident claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Five things you should do after an auto, motorcycle, bicycle or truck accident to increase your settlement

How to increase your settlement or jury award after an accident

The steps you take immediately following an accident will help you and your attorney achieve the best possible results from your personal injury settlement or trial. When you hire a lawyer, he or she will thoroughly investigate the facts of the accident based upon the information you are able to provide as follows:

  1. Obtain an accident report from the police or sheriff within the jurisdiction where the accident occurred;
  2. Obtain eye witness information: name,  phone number and address, if possible;
  3. Take photos of all vehicles at the scene of the accident;
  4. Get medical treatment and follow-up on your doctor’s treatment plan;
  5. Do not give a statement to the other driver’s insurance company without your lawyer’s knowledge and/or presence.

In many cases, a private investigator may be employed by your attorney to further delve into the details of the accident, particularly when there is a question of liability. But the information listed above will give everyone involved in your case a good start on the facts and provide some very necessary information.

Experienced personal injury lawyers

Call Charlie Ward at 317-639-9501If you, or someone you know, has been injured or killed in an accident caused by another person’s negligence, give Charlie Ward a call today at 317-639-9501 to discuss the facts and obtain a free evaluation of your claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

Data Tracking Device Used as Evidence | Motorcycle Accident Attorney in Indianapolis

Indiana Lawyer For Personal Injury Settlements and Claims - Indianapolis Attorney Wearable ‘Black Box’ Technology Used as Evidence in Accident Claims

A self-tracking wearable device known as ‘Fitbit’  is technologically similar to the “black box” technology found on a vehicle.  Fitbits and other wearable data tracking devices can monitor and track just about everything including exercise, sleep patterns and daily activities such as the amount of time one spends standing or the number of steps taken by an individual per day.  Since black box generated reports can be downloaded and used as evidence in lawsuits and accident claims by either side to support allegations or defenses, it will come as no surprise that  the data received by wearable tracking devices may soon also be used as evidence for settlement negotiations or in courtroom cases.

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Who will interpret the individual’s data?

An outside analytics company will be used to crunch numbers and define statistical norms from raw data uploaded by the general population. The individual injured person’s data will then be analyzed and compared with the mean of the general population and possibly used as evidence in personal injury cases.  If you are seriously injured in an automobile, motorcycle or trucking accident, the evidence from these wearable devices will confirm a daily lifestyle of restricted activities. Thus, your wearable data tracking device may serve as your own expert witness in your accident case.

Over the past few years more and more wearable devices are coming to the market.  Apple has a product known as HealthKit and Google has one similar for Android users called Google Fit.  It is estimated that 19 million wearable devices will be purchased in 2014. The general rule will dictate if you wear a device which collects personal data, then the production of that data will be requested by the opposing side and required by a court of law if you claim a personal injury.

Technology’s Influence

Call Charlie Ward at 317-639-9501This general rule is similar to evidence that is produced from a cell phone (text) or on social media sites such as Facebook, Twitter, YouTube, Pinterest and Linked In. The technology is here and easier to trace than ever before.

If you’ve been injured in an accident, call Charlie Ward today at 317-639-9501 for a free evaluation of your claim.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

How Do I Pay My Medical Bills After an Accident?

Overwhelmed by medical bills from my accident – How do I pay my bills?

If you have health insurance, your insurance provider may cover the care you receive from in-network hospitals, doctors and other medical providers. In rare situations where you were taken by ambulance to a hospital that is not in your network, your health insurance may cover the ER bill if you were unable to select an in-network hospital from the scene of the accident. After your health insurance, your medical payment insurance or “med-pay” will help you to pay your medical bills. Check your automobile policy to determine how much med-pay insurance you have.Call Charlie Ward at 317-639-9501

Lawyer Charlie Ward of Ward & Ward Law Firm recommends you purchase as much med-pay insurance as your can afford. Talk with your insurance agent to obtain a quote. Med-pay insurance becomes cheaper the more your purchase. You may be surprised how inexpensive good coverage is when you seek a quote for a higher amount. Remember that medical payment insurance is to your benefit by covering medical bills and medical expenses, i.e. hospital, doctors, radiology, lab work, prescriptions, physical therapy and much more. It can ease the strain of potential economic hardship and/or the loss of your wages after you’ve experienced a wreck or collision.

If you know someone that has been injured in an accident and having trouble paying their medical bills, call attorney, Charlie Ward, today at 317-639-9501.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
(317) 639-9501

Bicycle Accident Lawyers Agree Cycling Laws in Indiana are Unclear and Untested in the Courts

Indianapolis IN Personal Injury Attorney- Bicycle Accidents It’s time to update the bicycling laws in Indiana

Indianapolis and surrounding counties are experiencing a surge of cyclists taking to the roads. Since 2011 bicycle accidents have increased by nearly 50% in Marion County according to the Indianapolis Star. Indianapolis and other urban cities throughout Indiana are installing bike lanes to make cyclists’ travels safer on major thoroughfares. But motor vehicle drivers and cyclists haven’t yet determined how they should share the road by navigating in a predictable way.Call Charlie Ward at 317-639-9501

 

Superior Court Judge David Dreyer, whose court awarded settlements to two crash victims, believes the laws are confusing and untested. One Indiana law states that cyclists have all the rights and responsibilities of motor vehicles which imply bicyclists have the right to full use of the lane. Another law states that slow-moving vehicles should be as close as possible to the right hand curb. Nancy Tibbett, executive director of Bicycle Indiana, advises cyclists to use the right one-third of the lane but to not hug the curb because if they’re close to the right, a motor vehicle will take the liberty to pass the bicyclist in the same lane, and often that could be entirely too close.”

WRTV has reported that in the early morning of July 15, 2014, a cyclist was killed in Hamilton County:

“Investigators said [the cyclist] had been riding south on Main Street when the left handlebar of his bike was struck by a passing car, causing him to lose control of the bike and crash.” 

Bicycling in Urban Areas is on the Rise

Expect to see more and more cyclists taking to the road in busy downtown Indianapolis. This spring the city initiated its bike sharing program called Indiana Pacers Bikeshare as an alternative form of energy-saving transportation.  Bike docking stations are situated in 25 different locations throughout downtown Indy. The bicycles can be rented for $8.00 per day or $80 per year.

Share the Road Campaign and Educational Information

The Indiana BMV, through the Indiana Bicycle Coalition, is making “Share the Road” license plates available in 2014 with the expectation that driver awareness will be increased. Read more about “Share the Road” license plates and tags here.

Bicycleindiana.org is the “go to” site for cyclists and drivers looking for information on state laws related to cycling, and Bike Smart literature that will educate and promote safe cycling in Indiana.

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How Does a Pedestrian or Cyclist Receive Financial Compensation for Injuries Received in an Accident?

Personal Injury Attorneys

Drivers have a duty to exercise reasonable care anytime they are on the road. Attorneys, Charlie and Don Ward of Ward & Ward Law Firm have over 85 years of combined experience representing people who have been injured or killed in accidents involving motorcycles and bicycles. If you or someone you know has been injured or killed due to someone else’s negligence, give Charlie a call at 317-639-9501 for a free consultation.

Written by Charlie Ward

Ward & Ward Law Firm