Tag Archives: indianapolis lawyer

Your Indiana Auto Policy is your Protection from Uninsured Drivers

Sixteen percent of Indiana drivers are uninsured

We’ve all witnessed reckless motorists driving very nearly airborne down the road, anxiously weaving from lane to lane, and gunning their engines in disgust when they finally soar past you. Yes, today everybody’s in a hurry. And I bet you’ve thought, as I have, that most, if not all of these vehemently reckless drivers are driving without an adequate auto insurance policy. In fact, you can usually pick them out of a crowd of many, as if they carry an aura of irresponsibility with them.

Research conducted by the Insurance Research Council in 2011 shows that as many as 16% of Hoosiers are driving without any insurance coverage. And as the downturn in our economy intensifies, I fear that many more people will make the choice not to buy even the minimum amount of auto insurance legislated under Indiana law.

Even today, in some states, uninsured motorist coverage is a required add-on to your automobile policy. But in the state of Indiana, uninsured motorist coverage is an intrinsic part of your personal liability coverage under your automobile policy. Your uninsured motorist coverage automatically protects you from injury, lost wages and other expenses resulting from a serious accident with an uninsured driver.

Increase your policy limits for pennies a day

The value of your uninsured coverage is identical to your existing personal liability coverage under your auto or motorcycle policy. If you have read my other blogs on personal injury liability, then you already know that by increasing your policy limits, you have the advantage of getting considerably more coverage at a small additional rate. And when you consider that you are not only protecting your family from the injuries of others—you are also protecting your family from the negligent acts of uninsured drivers. It’s a win-win. Your
decision to choose the largest amount of personal liability coverage you can afford could be the best financial decision you make for your family.

Experienced lawyers

If you would like to discuss your policy limits with an experienced personal injury lawyer, or have been involved in an accident, call lawyer, Charlie Ward, of Ward & Ward Law Firm today at 317-639-9501.

By Charlie Ward

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501

 

Indiana Truck Accident Lawyers Seek Larger Settlements

Having the skilled truck accident attorneys of Ward & Ward Law Firm behind you maximizes the value of your truck accident settlement in several ways.

  • Access to key resources – We preserve evidence, fully investigate truck accidents, and seek to establish negligence of the other driver. And we document the full impact of injuries, including necessary future treatment to ensure bills are paid and families are not left in financial ruin.
  • Specialized knowledge – The trucking industry is governed by complex state and federal laws. At Ward & Ward Law Firm, we focus almost exclusively on personal injury cases, including truck accidents claims. We understand commercial carriers are governed by Federal Motor Carrier Safety regulations and Indiana laws, including the statute of limitations. Our attorneys pinpoint negligent acts, identify trucking law violations, and determine all potential defendants to help you receive the best possible trucking accident settlement.
  • Leverage with the insurance companies – Even before you lawsuit is filed with the court, the defendant’s insurance company may offer to settle your case. However, an early truck accident settlement is likely to reimburse only a fraction of your total damages. Hiring an attorney protects your interests and demands that the insurance company take you seriously by offering full reimbursement for your losses.

Experienced personal injury lawyers offer our clients the full financial resources of our firm to employ expert witness testimony and physician reports

At Ward & Ward, we fully investigate and employ expert witnesses in cases where liability may be in question. Using an expert economist report or testimony,  we are able to assess the monetary loss of quality of life before and after a truck accident and use this information along with our lawyer’s experience and knowledge to leverage a fair settlement for Indiana truck accident victims and their families.

Call Charlie Ward today at 317-639-9501 if you or someone you know has been injured or killed in an accident involving a commercial semi truck or 18 wheeler.

By Charlie Ward

[email protected]

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225
317-639-9501