Tag Archives: Injury settlement claims attorney in indinapolis

Maximizing Settlement Value of Trucking Accident Claims

AutoTruck  Accident Compensation Lawyer Compelling Factors in a Truck Accident Settlement

Trucking accidents impact lives on a large scale and have lasting consequences. When negligence is involved, injured victims deserve full compensation for medical treatment, lost wages, and pain and suffering. Insurance companies may be quick to initiate a truck accident settlement. However, it is essential to consult with an experienced attorney before accepting any settlement offers or else you risk settling for much less than you deserve.Call Charlie Ward at 317-639-9501
 

Estimating a proper settlement in an Indianapolis trucking accident

No two Indianapolis truck accidents are the same. How much your accident settlement is worth depends on a number of factors, including:

  • The extent of injuries
  • How your injuries impact your life and livelihood
  • Where the accident claim is filed
  • The ability of your attorney to present a compelling case

Prior cases and court decisions also weigh heavily on the outcome of an Indianapolis truck accident settlement.

At Ward & Ward, we take the time to understand your complete story and assess the difference in your quality of life before and after a truck accident. We leverage experience and knowledge to obtain fair settlements for accident victims and their families.

Our experienced Indianapolis attorneys maximize recovery

Having the skilled attorneys of Ward & Ward behind you maximizes the value of your settlement in several ways:

  • Access to key resources – We preserve evidence, fully investigate truck accidents, and establish negligence of the other party. We also document the full impact of injuries, including necessary future treatment to ensure bills are paid and families are not left in financial ruin.
  • Specialized knowledge – The trucking industry is governed by complex state and federal laws. At Ward & Ward, we focus almost exclusively on personal injury cases, including truck accidents. So we understand the specifics of Federal Motor Carrier Safety regulations and Indiana laws, including the statute of limitations. Our attorneys pinpoint negligent acts, identify trucking law violations, and determine all potential defendants to help you receive the best possible Indianapolis trucking accident settlement.
  • Leverage with the insurance companies – Even before you file suit, the insurance companies may offer to settle your case. However, an early accident settlement is likely to reimburse only a fraction of total damages. Involving an attorney protects your interests and demands that the insurance companies take you seriously and offer full reimbursement for your losses.

Handling your Indiana truck accident and injury cases

If you or a loved one is a victim of an Indianapolis trucking accident, contact Ward & Ward to arrange a free consultation. We are available to speak with you 24 hours a day, seven days a week.

Indiana Hospital Lien Statute – Legislation Benefits Private Health Insured’s Injured in Auto, Motorcycle, Trucking or Semi Tractor-Trailer Accidents Caused by Another’s Negligence

Lawmakers and lawyers working for fairness in IndianaCall Charlie Ward at 317-639-9501

Since the Hospital Lien Statute was amended in 2013, a number of changes have gone into effect that may benefit you if you have a claim for personal injuries and compensation for damages caused by a car, motorcycle or trucking accident. I will discuss the change benefitting the citizens of Indiana called “No Balance Billing.”

Hospitals typically contract with specific Insurance providers to accept their plans. When a patient has health insurance with a hospital approved contracting provider, the treating hospital is bound to honor that contract by accepting the patient’s insurance and billing their services at mutually agreed upon “reasonable fees”. Reasonable fees are predetermined between the hospital and the insurance provider. Anything not considered “reasonable” by the private health insurer is contractually adjusted or written off by the hospital and the patient is only responsible for their deductible, their percentage split or their co-pay.

Prior to July 1, 2013, some hospitals would accept the injured patient’s private health insurance—allowing the insurance provider to pay their contracted amount—and attach a lien to the injured party’s legal claim for the remaining charges. To make matters worse, if the hospital lien could not be satisfied by the plaintiff’s legal claim, the remaining unpaid balance could follow the claimant after judgment or settlement was made.

The original legislation was never meant to hurt accident victims

The original intent of the hospital lien statute served to compensate the hospitals providing treatment for injured victims. Today, as hospitals treat more and more indigent and uninsureds, hospitals are seeking financial compensation that will cover the skyrocketing costs of the medical care our hospitals provide, albeit, the issues outlined above have progressively caused problems for personal injury attorneys seeking justice and wholeness for their injured clients.

New legislation benefits persons injured in a crash

Under the new provisions of the Indiana Hospital Lien Statute [IC 32-33-4-3(b)(5)], the hospital must make reasonable effort to pursue private insurance claims in cooperation with the patient. A lien perfected by the hospital within 90 days of patient discharge must first be reduced by the amount of any benefits to which the patient is entitled under the terms of any contract, health plan, or medical insurance. Most importantly, the lien must reflect credits for payments made by the insurance provider, contractual adjustments and write-offs.

Experienced lawyers helping injured victims

If you have been injured or know someone who has been injured as a result of someone’s negligence, call attorney, Charlie Ward, for a free consultation at (317) 639-9501. The law firm of Ward & Ward has over 80 years of combined experience in personal injury and wrongful death claims including injuries resulting from auto, motorcycle and trucking accidents.

By Charlie Ward

cpw@wardlawfirm.com

Ward & Ward Law Firm
728 S Meridian St
Indianapolis, IN 46225