Tag Archives: personal liability

Uninsured Coverage is your Protection from an Accident Caused by Uninsured Driver

It makes sense to carefully choose your auto insurance policy

You probably wouldn’t consider opening an account with a bank that was not insured by the Federal Deposit Insurance Corporation. Banking insurance premiums finance this federal insurance program; indirectly you fund this insurance through your deposits, service charges and bank fees. Why would you protect your liquid assets but overlook a protection vital to your family’s personal wealth, health and well-being?

Insurance protection in a bad economy

Research conducted by the Insurance Research Council shows that as many as 16% of Hoosiers are driving without any insurance coverage. During the recession, many people have lost their jobs and have chosen not to pay for the insurance required under Indiana law.

In some states, uninsured motorist coverage is a required add-on to your automobile policy. But in the state of Indiana, uninsured motorist coverage is intrinsic to the personal liability portion of your auto policy. Your uninsured motorist coverage automatically protects you from injury, lost wages and other expenses incurred as a result of a serious accident with an uninsured driver. The amount of coverage afforded you by your policy will be the same amount as the coverage under your personal liability policy. Remember, the price of coverage goes down as the amount of coverage goes up. Your decision to choose the highest amount of coverage you can afford could be the best financial decision you make for your family.

Experienced personal injury lawyer

If you are involved in an accident, call Charlie Ward of Ward & Ward Law Firm. I look forward to meeting with you and would be happy to discuss your automobile insurance coverage with you today.

Charlie Ward

Ward & Ward Law Firm
55 Monument Circle, Ste 1014
Indianapolis, IN 46204
317-639-9501

www.wardlawfirm.com