Auto Accidents Newsletters
Ward & Ward Law Firm’s Auto Accidents Newsletters are brief paragraphs that explore a few personal injury questions in a nutshell. The topics covered will most likely not answer all of your questions regarding personal injuries and auto accidents. Consequently, if you have questions or need further explanation on any of the subjects referenced below, or about an accident you experienced, call auto accident lawyer, Charlie Ward, today for a free consultation. Call (317) 639-9501.
Auto Insurance Coverage for Underage Drivers
Age and gender are two underwriting criteria insurers use for assessing risk. For example, some policies contain provisions that exclude drivers under a specific age. Other policies amplify the exclusion by the age and sex of a driver. Questions of coverage arise when such incidents take place. Learn more information than that which is provided in this auto accidents newsletters by calling Ward & Ward Law Firm today at (371) 639-9501.
Coverage for Hit-and-Run Accidents
A typical hit-and-run accident is a collision where one or more drivers leave the scene of the accident. However, there are other types of hit-and-run accidents. A hit-and-run accident may also involve chain reaction accidents, projectile parts, and debris on the road.
Disclosure Obligations and Motor Vehicle Insurance Policies
Automobile insurance policies may have a clause that requires an insured to disclose information to his or her insurance company that would allow the insurance company to determine if there is a valid defense to a claim against the insured. This disclosure obligation, which could be part of an insurance policy’s cooperation and assistance provision, requires the insured to make a truthful disclosure of all information reasonably requested by the insurance company.
Some states use the “no-fault” model for claims of personal injury or wrongful death. In these states, residents purchase no-fault insurance – a less expansive coverage than that of the traditional at-fault system. It limits the right of parties to bring traditional fault-based legal actions and certain types of non-economic damages Excluded damages may include “pain and suffering,” which often make up the bulk of the damages awarded in traditional actions.
In return, the no-fault system attempts to indemnify persons who have suffered personal injury or property damage in an auto accident more quickly and efficiently than can be accomplished by traditional methods, and also to reduce costs for all the participants in the insurance system. No-fault insurance laws often contain exceptions to their limitations on coverage and allow the bringing of traditional court actions in cases in which serious injuries are involved.
Tort Liability for Highway Maintenance
The 2007 collapse of a Minnesota highway bridge serves as a stark reminder of America’s aging infrastructure. However, we have seen a number of lesser-profiled infrastructure failures that have led to legal actions for injuries and wrongful deaths. Such actions may involve governmental units and contractors who neglect highway repair and maintenance. Call Ward & Ward Law Firm for more information.