Injury Law Firm Indianapolis, IN
Most Indiana residents shell out hundreds, if not thousands, of dollars to pay insurance premiums in order to have some financial protection if something bad happens to them. The typical person has at least health insurance, automobile insurance, and homeowner’s or renter’s insurance. But it is common to have several other types of insurance as well. For instance, many people have life insurance policies or insurance on their boats or other large assets, and many professionals are required to carry malpractice insurance. Regardless of what type of insurance it is, when a claim gets denied by your insurance provider, it can be a major inconvenience for you. If this has happened to you, contact an injury law firm Indianapolis, IN residents rely on to see what your legal options are.
What Drives the Insurance Companies?
Insurance companies make money by not paying out claims or paying out less on a claim than they really should. This is what motivates insurance companies to deny claims more frequently than is actually warranted. When in doubt, insurance companies will make a denial, which causes the claimant to either let the claim go (and thus the insurance company saves money by not paying out the claim) or fight the denial. Many claimants choose to fight their insurance company’s denial of their claim. An experienced lawyer from an Indianapolis, IN injury law firm can help you with your insurance dispute.
Tips for Fighting an Insurance Denial
You do not have to take the insurance company’s denial as the final word on the matter. You can challenge the denial. Below are a few tips for dealing with a denied insurance claim.
- Verify the denial of your insurance claim. When insurance companies deny a claim, they usually provide a reason for why they are denying the claim. You and your insurance dispute lawyer need to verify that the denial is appropriate. You may find that the insurance company is not honoring the terms of the insurance policy and that the insurer is actually obligated to pay out on the claim.
- Verify all of the policy information. It is possible that the insurance company has you confused for another claimant who holds a different insurance policy. Make sure that the denial of your claim is based on your information and your policy.
- Contact an Indianapolis, IN injury law firm to handle your denied claim. An insurance dispute lawyer will have experience working with insurance companies and will be able to tell if the insurance company has made a proper denial of a claim, made a mistake, or is deliberately making a bad faith denial of your claim. Your personal injury lawyer Indianapolis, IN families trust will be able to dispute the denial, can negotiate a settlement with the insurance company on your behalf, and can bring legal action against the insurance company for bad faith, breach of contract, and any other applicable claims under your state’s insurance code.
When insurance companies are wrongly denying your insurance claim, you need an injury law firm Indianapolis, IN clients recommend to fight to hold them accountable for the claim. Contact our office to meet with one of our experienced insurance dispute attorneys today regarding your specific circumstances. Call Ward & Ward Law Firm today.