Indianapolis No-Fault Coverage Lawyer

Streamlining Auto Insurance Benefits

The desire to reduce the large expenditures of time and money made in the course of operating the motor vehicle insurance business and the accompanying system of tort law in the United States has led to a number of initiatives aimed at simplifying and streamlining the ways in which auto insurance coverage is provided and benefits under auto insurance policies are paid. The system of no-fault insurance, sometimes called personal injury protection, is one result of such efforts.

No-fault insurance coverage essentially provides a less expansive insurance coverage than that of the traditional system, limiting the right of parties to bring traditional fault-based legal actions and the availability of certain types of damages that cannot be directly measured in economic terms, such as damages for what the law terms “pain and suffering,” which often make up the bulk of the damages awarded in a traditional court action. In return, the no-fault system attempts to indemnify persons who have suffered personal injury or property damage in an auto accident more quickly and efficiently than can be accomplished by traditional methods, and also to reduce costs for all the participants in the insurance system. No-fault insurance laws often contain exceptions to their limitations on coverage and allow the bringing of traditional court actions in cases in which serious injuries are involved.

Insurance Governed by State Law

The business of insurance in the United States, including that of motor vehicle insurance, historically has been governed by the law of each state rather than by a unified body of federal law. The answers to such questions as whether no-fault insurance coverage is available, and the nature and extent of such coverage where it is available will vary widely from state to state.

Experienced Indiana Personal Injury Attorneys

The truck accident and wrongful death lawyers of Ward & Ward Personal Injury Lawyers have more than 85 years combined experience representing plaintiffs in personal injury law. Call Indianapolis, IN personal injury attorney, Charlie Ward, to learn more about automobile insurance, uninsured and underinsured motorist coverage in Indiana. 317-639-9501

Ward & Ward Personal Injury Lawyers Personal Injury Lawyers

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   Wayne Collins 
 34 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I have known Charlie Ward of Ward and Ward for more than 25 years.  Not only did Charlie and his firm provide great professional legal advice but Charlie is humble and very empathetic.     Will always go to Ward and Ward for any legal concerns.   Charlie, Thanks
  
 
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   james bauman 
 58 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Charlie went above and beyond to help me out!
  
 
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   Janice Glassford 
 58 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Ward & Ward is a Great firm!!  I always enjoy working with them, they are very honest and tell you what's up and most importantly will take the time to explain so you completely understand everything!!  They lay out the facts, your options and let you make the best decision for yourself and your family.   I fully recommend the Ward & Ward Law Firm!!!  Charlie and Dina are the Best!!!
  
 
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   Susan Taylor 
 71 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Charlie just settled a personal injury case for us.  We also  used this firm to prepare our will.   We have found Charlie  and his partners to be attentive and personable. Charlie is a wonderful professional who looks out for his clients. I would recommend his law firm for your legal needs.
  
 
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   Rachel Ann 
 90 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful
  
 
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   Jenny Brown 
 135 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I am extremely grateful for the guidance and professionalism I received from Charlie. From our first conversation through the completion of the process, everything was handled with care, clarity, and attention to detail. Communication was prompt and thorough, and I always felt informed and supported. I highly recommend this attorney to anyone looking for knowledgeable and compassionate legal representation.
  
 
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   Sarah Zahl 
 190 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We've been working with Ward and Ward for several years. Charlie and his staff are always helpful and welcoming.
  
 
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   Brittney White 
 190 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Unfortunately, he was not the type of attorney I needed, but wanted to leave a review because he has been the most responsive and caring attorney I’ve spoken to.
  
 
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   Steven Reinbrecht 
 191 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent law firm, great to deal with.
  
 
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   Christina Hord 
 191 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent law firm that is always responsive to my needs. Charlie is wonderful.