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00:00:04: Generally I would advise all clients not to talk to the insurance company whatsoever there’s a time and place for a client to talk to the insurance company usually I do not allow clients to give any statement whatsoever regardless of what the insurance company says because I would rather put at litigation and deal with defense Council and then get it on record to find out what the issues are especially when it comes to injuries something may be minor that turns out to be catastrophic later on so I do not have clients talk to the
00:00:34: Insurance company whatsoever