It is no secret that healthcare is expensive. It is a hot topic in the United States and the sad fact is that even when you do have health insurance, your medical bills are not typically covered 100%, which is why it may be time to consult with a auto accident attorney Indianapolis, IN trusts, like the professionals at Ward & Ward Law Firm. Outrageous medical bills are the number one reason people declare bankruptcy. Of those who declare bankruptcy due to medical expenses, more than 60% of the people have some type of health insurance. If you or someone you know was injured in a car accident, it is essential that you talk to an experienced auto accident attorney serving Indianapolis, IN, who can properly assess and diagnose your injuries and understand the long-term cost of those injuries. In doing so, you have a better chance of receiving appropriate monetary compensation. The following explains the types of compensation you may be entitled to.
Insurmountable Medical Expenses
It is important to know what types of medical bills you may be facing after your car accident. Depending on the type of injury, there are likely many visits to doctors, therapists and even surgeons. In addition, diagnostic tools, such as x-rays, CAT scans and MRI’s, can be quite expensive. Depending on your injuries, it could take months or even years of appointments to completely heal and feel normal again. For some, the car accident may cause a lifelong disability. It is imperative that you consider the long-term implications of your injury and speak with a auto accident attorney for Indianapolis, IN when deciding on your compensation claim.
Lost wages refers to the time that you are out of work directly related to the accident. It can also refer the impact your injury has on your job performance immediately and long-term. In other words, if your injuries prevent you from being able to complete your regular work duties, you may be entitled to compensation for the lost wages.
Pain and Suffering
The law takes into account the psychological and emotional impact of being injured in a car accident. This legal element to compensation not only refers to the individual’s physical and emotional response to his or her injury, and the life changes associated with that injury, but also the response to the traumatic experience of being in an accident in and of itself.
Do I need an attorney to seek compensation?
The short answer is yes. Ultimately, after a car accident you will be up against major car insurance companies and you will need a auto accident attorney in Indianapolis, IN on your side. The language your insurance adjustor uses can be confusing and yet they may appear to be on your side. These companies are likely to offer you an amount that covers a portion of what you will actually owe in medical expenses. In Ward & Ward Law Firm, you will ensure that you are protecting yourself now and in the future. Depending on the type of injury and the extent of that injury, it is best to have an experienced attorney who understands the impact of car accident injury both physically and mentally as well as the legalities of compensation. In addition, an auto accident attorney Indianapolis, IN counts on will know how to handle the insurance companies will increase your chances of receiving fair and just compensation. Call Ward & Ward Law Firm today!