Whether you have been in a rear-end crash, head-on collision, or t-boned at an intersection, you have valuable rights to protect. After a car accident, contact Ward & Ward Personal Injury Lawyers immediately and get the compensation you deserve after a wreck. Meet with our Indiana car accident lawyer today to learn how you can hold those responsible for the crash accountable.
What A Car Accident Lawyer Does
Our car accident carefully listens to the details of your case to determine the best legal action to take. We gather evidence to determine exactly what happened and who was at fault. For a personal injury claim, you have to prove that the other driver was acting recklessly or was negligent. Our car accident lawyer will help you support that claim by reviewing photos of the wreck and reconstructing the accident. Some things that may help your case are if the driver was:
- Speeding
- Violating traffic laws
- Using a cell phone
- Driving erratically
- Under the influence
Our attorney’s job is to get you compensation for all of the damages caused by the crash. We calculate a fair settlement amount by considering the following:
- The cost of repairs to your vehicle
- The total impact of your injuries on your everyday life
- Future medical expenses
- Pain and suffering
Our Indiana car accident lawyer doesn’t just go after medical bills. We account for how the consequences of the careless driver’s actions affect your ability to work and the mental anguish you might be feeling after such a traumatic event.
Benefits Of Hiring A Car Accident Lawyer
You may consider dealing with the insurance company alone after a car accident. However, personal injury law is complex. Without our car accident lawyer, you may not get the full amount of money you are owed. Additionally, filing claims takes a lot of administrative work that you might not be able to accurately complete while you recover from your injuries. Any delays on your end might cost you in the long run.
The benefit of hiring our car accident lawyer is that we work with the insurance company for you. We handle the legalities so you can focus on getting better. Our attorney will work diligently on your behalf to get you the best outcome in your case by:
- Compiling documents
- Filing legal claims
- Calculating your total damages owed
- Presenting your case to the insurance company
- Negotiating settlements
- Standing up for your rights in court
Some car accident cases reach agreements without going to trial. We try our best to get you compensated as quickly as possible. However, we also strive to get the fairest result. If that means we need to plead your case to a judge, our firm is prepared to be your advocate in court.
No matter how minor the crash, being in a car accident is scary. Between adrenaline and emotional distress, you might not be thinking about your legal rights. If you have been in a car accident because of another driver, let Ward & Ward Personal Injury Lawyers take on the insurance company. Call our Indiana car accident lawyer today and start the process of seeking financial justice. At our firm, we believe that every client is valued and should receive the best representation, respect, and consideration. Set up a meeting today and get the help you need for your personal injury claim.
Dealing With Medical Bills After A Car Accident
Our Indiana car accident lawyer understands that medical expenses can add up quickly after a car accident. From emergency room visits to follow-up care, we often face significant financial concerns. It’s important to review all bills carefully and confirm that they are accurate. Any discrepancies should be addressed with the medical provider as soon as possible. Additionally, keeping detailed records of treatments, prescriptions, and consultations will help when seeking reimbursement or pursuing legal action.
Immediate Steps For Handling Expenses
Seeking medical attention promptly is not only crucial for health but also for documentation purposes. Delaying treatment may lead insurance companies to question the severity of injuries, potentially impacting a claim. Even minor injuries should be examined by a medical professional to prevent complications down the line. You should also request copies of all medical reports and invoices, as they will be essential in proving our case.
Insurance Coverage And Payment Options
Health insurance, auto insurance, and other coverage options may help cover costs. Depending on the policy, personal injury protection (PIP) or medical payment coverage (MedPay) might apply, reducing out-of-pocket expenses. If another driver is at fault, their liability coverage may also apply. However, insurance companies often dispute claims, delay payments, or offer settlements that do not fully cover medical costs. In such situations, our Indiana car accident lawyer can help protect your rights and financial well-being.
In some cases, uninsured or underinsured motorist coverage may be available if the at-fault driver lacks sufficient coverage. It’s essential to review policy details and determine the extent of protection available. Additionally, some healthcare providers may agree to defer payment until after a settlement is reached, reducing financial strain in the meantime.
How Medical Liens Affect Bills
Medical providers sometimes place a lien on a settlement if bills remain unpaid while waiting for compensation. A lien allows them to be reimbursed directly from a personal injury settlement. While this can be beneficial in deferring costs, it also means a portion of the settlement will go toward paying outstanding bills before we receive compensation. Understanding the terms of a medical lien agreement before signing is crucial to avoiding unexpected financial burdens.
Negotiating medical liens can help lower the total amount owed, allowing for a greater share of the settlement to go toward recovery and other expenses. Our Indiana car accident lawyer can often negotiate with healthcare providers to reduce liens, ensuring that accident victims receive a fair portion of their compensation.
Legal Options For Seeking Compensation
When medical bills exceed available insurance coverage, you may have legal options to recover additional compensation. Pursuing a claim against the at-fault party can help cover remaining expenses, lost wages, and other damages. Working with our firm allows us to focus on recovery while seeking fair compensation. With over nine decades of combined legal experience, our attorneys can negotiate with insurance companies and medical providers to help reduce outstanding balances and maximize the settlement amount.
Beyond insurance claims, pursuing a personal injury lawsuit may be necessary in cases of severe injury and significant financial loss. Litigation can help secure the full compensation needed to cover long-term medical care, rehabilitation, and lost income. Our strong legal strategy increases the chances of obtaining a fair settlement or court judgment in our favor.
Moving Forward With Confidence
Medical bills after a car accident can be overwhelming, but you don’t have to handle them alone. Seeking legal support can make a significant difference in securing proper compensation and preventing financial strain. If medical costs are piling up, now is the time to take action. Contact Ward & Ward Personal Injury Lawyers today for a consultation and let us help protect your rights while you focus on recovery.
