An Indianapolis, Indiana car accident attorney knows that while many of the new model vehicles have safety features and systems that have been implemented, the reality is that victims are still killed in vehicle accidents every single day. According to federal statistics provided by the Centers for Disease Control and Prevention (CDC), vehicle accidents are one of the leading causes of death for people between the ages of 1 to 54.
And it is not just high-speed car accidents that cause severe injury and death. A crash that occurs at low speed can still cause an occupant in the vehicle to suffer a serious injury, such as their head slamming into the side window or injuries from the deployment of the airbag. Some of the more common types of injuries that a car accident attorney in Indianapolis, IN clients’ suffer include the following:
As an Indianapolis, IN car accident attorney can attest, the most important way to minimize injury in a car accident is to always wear your seat belt. These safety restraints have certainly evolved over the years. When auto manufacturers first began installing seat belts, there was only one part, the strap that went across a person’s lap. Today’s seat belts include shoulder belts, which go across the person’s shoulder and chest.
The seat belt keeps the vehicle occupant in one position, no matter what type of impact or stop the vehicle experiences. Seat belts stop the force of an impact from spreading across the wearer’s chest and pelvis. This minimizes the effect of the collision on the person wearing the belt’s body and prevents them from being ejected from the vehicle.
Airbags also play a pivotal role in protecting occupants in a crash. They are not meant to replace seat belts, but instead, work to supplement the belts. Airbags are made of a flexible fabric bag, cushion, impact sensor, and inflation module. When there is a collision and there is some type of impact to the vehicle, the airbag will inflate and deflate quickly.
In today’s vehicles, there are multiple airbags placed in various areas in the vehicle. Frontal airbags are installed in the steering wheel and dashboard area in order to protect the driver and front-seat passenger. Side airbags are installed in the vehicle’s door and/or seat and provide head and neck protection. New vehicles also have curtain airbags installed in the roof in order to protect occupants during rollover crashes.
Let a Car Accident Attorney Help
If you have been in a car accident, contact Ward & Ward Law Firm to find out how our firm can help with any legal action you may be entitled to take. Call our office to schedule a free consultation with a car accident attorney Indianapolis, IN clients recommend.
What is My Car Accident Claim Worth?
The value of your case will depend on a number of factors. First, the extent of your injuries can affect the value of your case. In general, the more serious the injuries are, the more compensation may be available. The type of insurance you have, the coverage levels all parties involved carry, and any supplementary coverage options in the policies, as well as an additional umbrella policy, may also have a role in determining the potential settlement value. Finally, your Indianapolis, IN car accident attorney ‘s ability to negotiate will be a major factor. For all of these reasons, it is often worthwhile to have a leading car accident attorney in Indianapolis, IN on your side.
If you are curious about what your case is worth, the best thing you can do is to call an experienced lawyer. Only a qualified legal advocate can help you to understand the potential, or possible value of your case. After an in-depth review and investigation, your lawyer will have a better understanding of what amount of compensation may be available.
How an Insurance Company May Compensate You
Typically, insurance will only cover damages up to the policy limits. If your injuries exceed these limits, you will likely need to file a claim against your own policy. Your experienced personal injury attorney can best evaluate the sources of possible compensation.
Insurance companies often have well-paid legal teams working for them. These teams will fight to reduce your claim by utilizing their own experts who might argue you were at fault. Their goal may be to lower the cost of the settlement through sharp, often overwhelming, negotiations. If you are not ready to face these tactics or are concerned about surmounting pressure by insurance adjusters, please consider having your own legal team on your side.
Ward & Ward Law Firm’s experience with car accidents can assist in leveling the playing field. Let us help you to get the settlement you are looking for. Rest assured if they refuse to settle, we will be ready to take them to court.
Partial Fault and Victim Blaming
In many car accident cases the defendant will try blaming the victim for what happened. Sometimes they will entirely reverse the claim, arguing it was you who caused the accident. Other times, they make an attempt to reduce the damages by claiming you made an error, such as distracted driving, and that was a contributor to the crash. There are rules that Indiana courts refer to when comparative fault is a factor in a claim. Our car accident attorneys in Indianapolis, IN know how to handle these defenses. If this is a concern right now, call Ward & Ward Law Firm.
How to Choose a Doctor for Car Accident Injuries
One of the most important steps to take after a car accident is to seek immediate medical attention. Some injuries may not show symptoms right away and you don’t want to put your health in jeopardy. Here are some tips for selecting the right doctor for your car accident injuries:
Evidence You Need in a Car Accident Case
To have a successful car accident lawsuit, you have to prove that the other driver was negligent. In order to do that, you have to collect several types of evidence, including:
Handling Insurance After a Car Accident
After you have been in a car accident, one of the first things you may be wondering about is whether you should be speaking with the other party’s insurance company. Can any harm really come from it? After all, you want to explain your side of the story and make sure they know that you were not the one who caused the accident. However, almost any insurance agent you speak with will want to record your conversation and will likely ask you more questions than you should be answering. Here’s what you need to know when the other party’s insurance gives you a call.
The car accident attorney Indianapolis, IN looks to for advice about reporting an accident to the insurance company, recommends you seek legal counsel immediately following the crash. We will advise you of your rights and may wish to be present when the call is placed, making sure the insurance companies only have the necessary information and nothing more!
To get the assistance you are looking for, please call Ward & Ward Law Firm today to speak with our Indianapolis, Indiana car accident attorney.