October 22, 2020 Indianapolis What is meant by Subrogation? If you have been injured in an automobile, motorcycle or trucking accident, and were hospitalized and/or medically treated for injuries, you may have heard the term, Subrogation Claim. A subrogation claim is a provider’s (innocent payor’s) legal claim to reimbursement of all or a portion of
Filing a claim after a car accident can be essential in getting your life back on track and paying off bills for damages. Most people can’t afford to pay for medical treatments and repairs for damages, which is where insurance comes into play. Depending on your insurance policy and who was at fault for
In the state of Indiana, a safety restraint system is mandatory under the law. Failure to follow this law is a Class D Infraction. Indiana Code 9-19-10-2 states: Each occupant of a motor vehicle equipped with a safety belt that: (1) meets the standards stated in the Federal Motor Vehicle Safety Standard Number 208 (49
Vacationing by motorcycle is a fun and enjoyable way to travel, particularly during the early autumn months of the year. Recreational drivers and passengers take their annual road trips during the fall because the weather can be so pleasant and compatible with the joy and freedom that leisure cycling provides. Passenger vehicles are disproportionately responsible
In Part I of this series, I covered a few of the many factors that can increase or decrease your premiums and how—to some extent—you can control your costs. In Part II, I suggested that you consider shopping for your automobile insurance policy through a licensed independent agent with the capabilities of searching through a
When insurance companies are hit with higher policy payouts, they pass the increases onto the consumer. After all, underwriters are in business to make money. Yet, shopping for cheaper rates is a tiresome inconvenience and can mean a reduction in benefits. And unless you emulate the majority of consumers who swallow hard and renew, an
