A semi-truck accident is different from a car accident in a number of ways. Truck drivers must meet higher safety standards than car drivers and comply with separate state and federal rules regulating such things as rest periods and the number of driving hours permitted each day. These rules are in place for a good reason, as most accidents involving semi-trucks tend to be more serious than car accidents and run a greater risk of causing extensive damage and injury. Because of the increased chance of significant and permanent injury and strict regulations surrounding the trucking industry, truck accident settlements do tend to be larger than settlements for motor vehicle accidents.
Truck operators are required by the Federal Motor Carrier Administration to carry commercial insurance policies with higher liability limits. Higher limits are necessary to pay for extensive damages caused by semi-truck accidents, which are often more severe than injuries sustained in passenger vehicle collisions. If you are injured in a truck accident caused by the negligent actions of another party, your settlement amount depends on three factors:
Settlement amounts also tend to be higher in truck accidents because of the number of possible defendants. Unlike a car accident where only the driver is held liable, a truck accident lawsuit may involve more than just the driver and may include the employer, maintenance facilities, parts manufacturers, or loading companies. Each of these parties may have separate insurance policies with higher limits than an individual driver.
With the complexities of trucking laws, multiple defendants, and likelihood of severe and permanent injuries, hiring the right truck accident lawyer is crucial. If you were injured in a semi-truck accident, you are likely facing mounting medical bills, lost wages, and tremendous stress. A lawyer can assess the full impact of your damages and ensure you receive the maximum settlement amount possible.
At Ward & Ward, we fight for justice for those injured due to the reckless and negligent actions of a driver in any kind of vehicle. Our knowledgeable and experienced Indianapolis trucking accident law firm and personal injury advocates are here to help.
To discuss your personal injury and estate planning matters, contact Ward & Ward at 317-639-9501 to arrange a free consultation. We are available to speak with you 24 hours a day, seven days a week.